PayPal dispute

PayPal dispute | Helpful guide 2022

PayPal guides you through the process of repair, managing merchants and buyers well.

There are three ways a consumer can lodge a complaint. And that process, including the length of time and the person responsible for resolving the PayPal dispute, will depend on how the purchase is funded.

  • Disputes / Claims: Consumers contact sellers directly with PayPal’s Resolution Center to help to resolve disputes and both parties work together to find a solution. If the buyer and seller do not agree on a decision, the buyer may file a dispute and claim a refund/cancellation, in which PayPal intervenes to decide how to resolve the situation.
  • Billing: The buyer contacts the card issuer to request a refund.
  • Bank Cancellation: The buyer contacts the bank to request a refund.

When a consumer makes a complaint, the seller receives an email about it and can review it at the Resolution Center. Also, during a forensic investigation, the seller may not be able to use the proceeds of the transaction. If the case is resolved in favor of the merchant, the money will be refunded to your PayPal account.


If the buyer has a problem with the transaction, he or she can open a dispute in the settlement center to get the seller’s attention. The dispute process is an opportunity to resolve disputes before they reach applications. It is the seller’s interest to work with customers to resolve disputes. This is an opportunity for retailers to use great customer service to solve a problem and prevent it from growing into a major problem.

Why do PayPal disputes occur?

The consumer can open a dispute for two reasons:

  • Item Not Received  (INR): In this case, the buyer claims to have ordered and paid for the goods but did not receive them.
  • Significantly Not As Described (SNAD): In this type of claim, the buyer states that, according to the seller’s description, the goods received are very different from what was expected. For example, a consumer may order a red jersey but receive a blue jersey instead.

How do I know if an argument has been filed against me?

If there is a complaint against you, you will receive an email about it and a case will be opened at the Resolution Center. Resolution Center is a secure communication platform in the My Account section where buyers and sellers can work together to resolve disputes.

How can you answer an argument?

Dispute Resolution:

  • Log in to your PayPal account.
  • Go to the Resolution Center.
  • Click View under Actions next to the case.
  • Reply to the buyer, enter relevant information (such as shipping tracking details), and then click Send Message.
  • Messages are sent directly to the buyer. This is an opportunity to resolve disputes without intervention, so it is best to respect and help.

How can I avoid disputes?

Good communication is essential to avoid conflict:

  • Start by providing a detailed and accurate description of the item you want to sell and include photos from multiple angles.
  • Send the item immediately upon purchase and provide tracking details.
  • Submit your customer service contact details, including business hours and response times. Prefer toll-free numbers over email addresses.
  • Offer a refund and submit a customer-viewable return policy.
  • Be professional, helpful, and respectful when customers touch you.

Related articles:

PayPal dispute FAQs

How do I dispute a PayPal transaction?

Sign in to your PayPal account. Please open a dispute in our Resolution Center by clicking on “Trade Dispute” under “Report a Problem” within 180 days of purchase. Select what you are doing and click Continue. Select “Object Object”.

Can I get my money back on PayPal if I get cheated?

If you have paid via PayPal but the item has not arrived or you suspect fraud, you can cancel the payment yourself. … If your payment is still longer than 30 days, the amount will be automatically refunded to your account.

Can I dispute PayPal charges on my credit card?

Sometimes dissatisfied customers want to cancel their PayPal transactions. You can do this by using your credit card or bank issuer, or you can file a PayPal dispute or PayPal refund. These options can mean a huge loss for the seller in terms of time, product, income, and reputation.

What if I lose my PayPal dispute as a merchant?

As long as you qualify for PayPal Merchant Protection, PayPal will reimburse you for any refund losses. PayPal Merchant Protection. While many consumers file claims and refunds for reasons they consider legitimate, there are those who want to take advantage of the system.

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